D. Chisholm & Sons offers pre-payment funeral plans to suit many different budgets. With us, you can create a bespoke plan which is based entirely around the event you have in mind - down to the last detail. Each plan gives you the chance to tailor the event you want, with D. Chisholm & Sons high standards and compassionate care guaranteed.
By taking care of things now, your family will not have the difficulty of having to second guess your wishes at a particularly emotional time.
Anyone can take out a pre-paid funeral plan. There is no upper age limit and no medical questions or examinations required.
Plans are designed exclusively around your personal wishes. You can be as ambitious as you like and we'll provide accurate costing for you to consider. D. Chisholm & Sons plans can always be upgraded or reviewed as time goes by.
Your money is protected. Depending on how you pay, the money is paid into the Golden Charter Trust or to a leading life assurance company, not to us. The Golden Charter Trust is a separate entity run by an independent Board of Trustees regulated by the Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA) and member of the Financial Planning Authority (FPA).
At D. Chisholm and Sons we have a number of ways to take care of your payments. You can pay in full, in 12 monthly payments, in low cost instalments over a number of years or fixed monthly payments by direct debit. Simply choose the one that's right for you and get in touch with us. We can help you with everything.
No matter where you live in the UK your plan is still valid. However, if you move to a new area, you may want to transfer the plan to a local independent funeral director of your choice. We would recommend contacting Golden Charter who can assist you with the arrangements.
YES. You can purchase a plan for anyone you wish: children, parents, even non-family members as a plan holder's representative. You will be the main contact so confidentiality is preserved. It is advisable to let someone close to you know about the plan you have bought as they will need to understand what is covered in the plan.
Insurance plans are for a defined amount. They do not protect against rising costs. If you stop the premiums, you lose the whole policy.
At D. Chisholm & Sons, once your plan is fully paid, we guarantee all funeral director costs no matter how far into the future they're required. In addition, a lump sum set aside as a contribution towards third party costs over which we have no control. In summary, your money grows, and when the time comes we receive the payment, including growth, to provide the services you selected.
If you are wishing to set up a pre-payment funeral plan, we’re pleased to answer every question that you may have. Plans can be personalised to your exact wishes; therefore putting your mind at rest. Simply arrange to meet with one of our funeral directors either at our office or in your own home.